winners' circle Retirement-Plus For these versatile past Advisers of the Year, the plan is just the beginning I n each issue this year, we have talked with past PLANSPONSOR Retirement Plan Advisers of the Year to gather their opinions on various practice and industry topics. The COVID-19 pandemic and new legislation have highlighted the importance of financial wellness strategies, saving for health care and broadening retirement plan coverage-topics beyond a table stakes discussion of defined contribution (DC) plans. The three retirement advisers interviewed here-Troy Hammond of Pensionmark Financial Group, Jania Stout of Fiduciary Plan Advisors at High Tower and Domenic DiPiero of the Newport Capital Group-discuss how their firm tackles these subject areas. Troy Hammond: It's been eight years since we won the award, and the industry has evolved tremendously since then. There are two main differences in the services we deliver today versus then. The first involves participant outcomes. In 2013, our financial wellness program was focused on education and engagement. Pensionmark has expanded to a full range of participant services, from basic planning to advice, managed portfolios and financial coaching. We can help participants with questions well beyond just their retirement plan. The second change concerns outsourcing sponsor responPLANADVISER: How have your firm's offerings evolved since you were a Retirement Plan Adviser of the Year? 26 | planadviser.com November-December 2020 Art by Lior Hizgilovhttp://www.planadviser.com