The leaders who've made an impact. Congratulations. It's an honor to recognize you as one of this year's Schwab IMPACT Award® winners. Thanks to fi rms like yours, more and more investors are trusting independent advisors with their money. We believe you represent the very best of what it means to be an independent fi nancial advisor. Best-in-Retirement Business IMPACT AwardTM Fiduciary Investment Advisors Best-in-Business IMPACT AwardTM JMG Financial Group Pacesetter IMPACT AwardTM Rebalance LLC Trailblazer IMPACT AwardTM The Colony Group Charles Schwab is proud to be the largest supporter of one of the fastest-growing segments in fi nancial services-independent fi nancial advisors who are entrusted with $5 trillion of their clients' wealth. Learn more at impact.schwab.com/awards The above advisory fi rms ( " Advisors™ " ) are not owned by or affi liated with Charles Schwab & Co., Inc. ( " Schwab " ), and their personnel are not employees or agents of Schwab. To be eligible for an IMPACT Award, an advisor fi rm must use Schwab or an affi liate to custody client assets. Advisor recommends/requires that its clients custody their accounts managed by Advisor with Schwab. The IMPACT Award and this announcement are not a referral to, endorsement or recommendation of, or testimonial for Advisor with respect to its investment advisory or other services. Each investor must decide whether to hire any investment advisor and what authority to give it. Schwab does not supervise investment advisors and takes no responsibility to monitor the services they provide. Schwab Advisor Services™ includes the custody, trading, and support services of Schwab. ©2018 Charles Schwab & Co., Inc. ( " Schwab " ). All rights reserved. Member SIPC. TRG (1218-81CG) ADP99868-01 (11/18)http://www.planadviserdigital.com/planadviser/november_december_2018/TrackLink.action?pageName=11&exitLink=http%3A%2F%2Fimpact.schwab.com%2Fawards