PLANADVISER - May/June 2021 - 18
investments | cover story
EYES
INVESTME
MEN
ON
THE
A
s the 401(k) plan enters its fifth decade, the workplace retirement
plan continues to evolve to meet the changing needs
of employers and plan participants. This evolution includes
advisers helping plan sponsor clients make changes to their
plan menu to, in turn, help the participants succeed.
" The challenge in the design of the investment menu has always been the
fact that when you look at an employee population, you have all different
levels of sophistication, " says Mike Shamburger, head of core markets at T.
Rowe Price in Baltimore. " You have some executives who are very knowledgeable
about investments and some associates who have never owned a
mutual fund-in or out of a plan. "
Plan sponsors and advisers have been working for decades to build an
investment lineup that is simple enough for everyone to understand, but
that also offers a level of sophistication for investors who can handle it,
Shamburger says.
In response to that challenge, today's plans provide fewer potential
savings options and more asset-allocated offerings such as target-date
funds (TDFs)-also automatically enrolling participants into them. Further,
there has been growth in various strategies aimed at helping plan participants
transition from saving for retirement to living off retirement income.
" I remember talking to plan sponsors years ago, when putting a small-cap
fund into the lineup was a big, monumental, game-changing decision, " says
Winfield Evens, vice president of investment solutions and strategy at Alight
Solutions in Lincolnshire, Illinois. " That was a long time ago on a planet
Experts share
insights on the
construct of
a modern DC
plan lineup
18 | planadviser.com May-June 2021 Art by Gérard DuBois
E
I
http://www.planadviser.com
PLANADVISER - May/June 2021
Table of Contents for the Digital Edition of PLANADVISER - May/June 2021
Publisher’s Note
Compliance News
Data Points
Trends
Eyes On The Investment Menu
2021 PLANADVISER DCIO Survey: The State Of DCIO
The Promise Of Sustainable Investing
Wealth Transfers On The Horizon
Rollovers And Fiduciaries
Caution Needed Regarding Rollovers
Advisers Giving Back
PLANADVISER - May/June 2021 - Cover1
PLANADVISER - May/June 2021 - Cover2
PLANADVISER - May/June 2021 - 1
PLANADVISER - May/June 2021 - Publisher’s Note
PLANADVISER - May/June 2021 - 3
PLANADVISER - May/June 2021 - Compliance News
PLANADVISER - May/June 2021 - 5
PLANADVISER - May/June 2021 - 6
PLANADVISER - May/June 2021 - 7
PLANADVISER - May/June 2021 - Data Points
PLANADVISER - May/June 2021 - 9
PLANADVISER - May/June 2021 - Trends
PLANADVISER - May/June 2021 - 11
PLANADVISER - May/June 2021 - 12
PLANADVISER - May/June 2021 - 13
PLANADVISER - May/June 2021 - 14
PLANADVISER - May/June 2021 - 15
PLANADVISER - May/June 2021 - 16
PLANADVISER - May/June 2021 - 17
PLANADVISER - May/June 2021 - Eyes On The Investment Menu
PLANADVISER - May/June 2021 - 19
PLANADVISER - May/June 2021 - 20
PLANADVISER - May/June 2021 - 21
PLANADVISER - May/June 2021 - 22
PLANADVISER - May/June 2021 - 23
PLANADVISER - May/June 2021 - 24
PLANADVISER - May/June 2021 - 25
PLANADVISER - May/June 2021 - 2021 PLANADVISER DCIO Survey: The State Of DCIO
PLANADVISER - May/June 2021 - 27
PLANADVISER - May/June 2021 - 28
PLANADVISER - May/June 2021 - 29
PLANADVISER - May/June 2021 - 30
PLANADVISER - May/June 2021 - 31
PLANADVISER - May/June 2021 - 32
PLANADVISER - May/June 2021 - 33
PLANADVISER - May/June 2021 - The Promise Of Sustainable Investing
PLANADVISER - May/June 2021 - 35
PLANADVISER - May/June 2021 - Wealth Transfers On The Horizon
PLANADVISER - May/June 2021 - 37
PLANADVISER - May/June 2021 - Rollovers And Fiduciaries
PLANADVISER - May/June 2021 - Caution Needed Regarding Rollovers
PLANADVISER - May/June 2021 - Advisers Giving Back
PLANADVISER - May/June 2021 - Cover3
PLANADVISER - May/June 2021 - Cover4
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