PLANADVISER - May/June 2018 - 14

trendspotting
Design Matters
Americans credit DC plan features with helping them save
nities and investor control.
" The key features of 401(k), 403(b)
and other DC plans really drive their
popularity among Americans, "
says
Sara Holden, senior director of retirement
and investor research at ICI. " DC
plan participants appreciate the convenience
of payroll deduction and the
incentive of the tax treatment of these
plans to encourage savings. Further,
most DC-account-owning households
said their employer-sponsored retirement
accounts help them think about
the long term, not just their current
needs. "
The survey found, in fact, that 91%
of plan participants say the accounts
do keep them thinking long term.
Ninety-two percent said the payroll
deduction makes it easier to save, and
82% said the tax treatment of their
retirement plan gives them a big incentive
to save. Nearly half of the people
surveyed said that if it were not for
their workplace retirement plan, they
would not be saving for retirement.
Ninety-four percent said they think
it is important to have control of their
investments. Eighty-three percent said
their plan offers a good lineup of investment
options, and 83% also said saving
from every paycheck makes them less
worried about the performance of their
investments. -Lee Barney
SEVENTY-SEVEN percent of Americans
are confident that their 401(k) or other
defined contribution (DC) plan will
help them meet their retirement goals,
the Investment Company Institute
(ICI) found in a recent survey.
This positive response rose to 84%
among households actually invested
in a DC plan or individual retirement
account
(IRA);
63% of households
without such an investment said they
were confident these accounts could
help them meet their goals.
ICI also found that people like
defined contribution plans for their
tax advantages, investment opportuPayroll
deduction
makes it easier
to save
The tax
treatment is
a big incentive
to save
The plan helps
them think about
their long-term
needs
The plan will
help them meet
their retirement
goals
Source: Investment Company Institute, " American Views on Defined Contribution Plan Saving, 2017 "
Workers' Praise for Their DC Plan
92%
82%
91%
77%
14 | planadviser.com may-june 2018
Art by Jenice Kim

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PLANADVISER - May/June 2018

Table of Contents for the Digital Edition of PLANADVISER - May/June 2018

Key Partnerships
Clean Shares' Popularity
The Retirement Purse
The Power of Hosting Events
A New Best Interest Model
Limited Liability of a Trustee
Rollover Recommendations
PLANADVISER - May/June 2018 - C1
PLANADVISER - May/June 2018 - FC1
PLANADVISER - May/June 2018 - FC2
PLANADVISER - May/June 2018 - C2
PLANADVISER - May/June 2018 - 1
PLANADVISER - May/June 2018 - 2
PLANADVISER - May/June 2018 - 3
PLANADVISER - May/June 2018 - 4
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PLANADVISER - May/June 2018 - 33
PLANADVISER - May/June 2018 - 34
PLANADVISER - May/June 2018 - 35
PLANADVISER - May/June 2018 - Key Partnerships
PLANADVISER - May/June 2018 - 37
PLANADVISER - May/June 2018 - 38
PLANADVISER - May/June 2018 - 39
PLANADVISER - May/June 2018 - 40
PLANADVISER - May/June 2018 - 41
PLANADVISER - May/June 2018 - Clean Shares' Popularity
PLANADVISER - May/June 2018 - 43
PLANADVISER - May/June 2018 - The Retirement Purse
PLANADVISER - May/June 2018 - 45
PLANADVISER - May/June 2018 - 46
PLANADVISER - May/June 2018 - 47
PLANADVISER - May/June 2018 - The Power of Hosting Events
PLANADVISER - May/June 2018 - 49
PLANADVISER - May/June 2018 - A New Best Interest Model
PLANADVISER - May/June 2018 - Limited Liability of a Trustee
PLANADVISER - May/June 2018 - Rollover Recommendations
PLANADVISER - May/June 2018 - C3
PLANADVISER - May/June 2018 - C4
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