contents March -April 2021 / Plan Design Issue COVER STORY 16 A Season for Change Advising clients about the SECURE Act's new lifetime income safe harbor. DEMOGRAPHICS 20 Through the Ages How well is each generation faring in its climb toward retirement readiness? SOLUTIONS 26 Overcoming Obstacles Strategies to manage client resistance to plan design changes. EDUCATION 30 A Plan Feature Run Wild Advisers should tell their clients about the risks of taking plan loans. SELLING 34 Not Just Retirement Services Many modern advisers have moved into health, wealth and other benefits. PARTICIPANTS 36 Take It Past the Limit Voluntary after-tax retirement savings accounts as a design feature. ERISA VISTA 38 Lifetime Income Illustrations Preparing committees for this SECURE Act requirement. COMPLIANCE CONSULT 39 Wanta Be a PPP? Advisers can find many ways to serve pooled employer plans. planadviser.com March-April 2021 | 1 in every issue 2 publisher's note 4 data points 6 compliance news 10 trends 40 advisers giving backhttp://www.planadviser.com