contents March-April 2020 cover story 14 Pooled Strength PEPs should be a boon to small employers-how advisers, too, can gain from these plans. departments 20 winners' circle Invested in Technology Past Retirement Plan Advisers of the Year discuss their " tech support. " 24 practice management Keeping Up With The Workplace Black Americans need more representation in the financial advisory field. 28 investment-oriented The Risks of DC Investing Some risks are " participant experienced " and some " participant controlled. " 30 outreach Let Me Introduce Myself Advisers talk about how they seek client referrals. 34 micro scope Small-Plan Governance Advisers can help with the functions of a committee-even a threemember one. 36 servicing strategies Hazard Prevention 403(b) sponsors may stave off lawsuits by cleaning up plan governance. 38 ERISA vista New Obligation to the SEC Client relationship summaries will be needed to do rollovers. 39 compliance consult On Small Plans and Large Any size plan could be a target for fee litigation. in every issue 2 publisher's note 4 intro 6 compliance news 8 trends 40 advisers giving back planadviser.com March-April 2020 | 1http://www.planadviser.com