contents March-April 2018 cover story 24 2018 PLANSPONSOR Retirement Plan Adviser of the Year Introducing the 2018 individual, small-, large- and mega-team winners and finalists. feature 40 Battling the Elements The role of the adviser in mitigating litigation. departments 44 practice management Taking on Discretion Should you offer 3(38) fiduciary services or outsource the role? 48 investment-oriented A QDIA in Transition Participants are moved to a managed account as they draw close to retirement. 50 micro scope Working Down-Market What micro plans look for and how to meet those expectations profitably. 52 client communications Retirement Income Options Helping sponsors sort out what's best for retiring workers. 54 ERISA vista 2018 SEC Examination Priorities The regulator wants to protect retirement investors. 55 compliance consult Enforcement of the DOL Rule Complying with the impartial conduct standards. 56 fiduciary fitness Duty to Investigate Determining whether a plan acts in participants' best interest. in every issue 2 editor's letter 4 intro 6 data points 8 practice development 10 investment focus 12 plan focus 14 compliance news 16 trendspotting planadviser.com march-april 2018 | 1http://www.planadviser.com