contents July - August 2022 / Plan Design Issue COVER STORY 16 Balancing Act How advisers can help participants prioritize their savings, with retirement in mind. PARTICIPANT COVERAGE 20 Greater Access Adjust the plan-or craft a new one-to cover a client's excluded workers. MODELING 24 Previewing Plan Features A tryout for the client removes any mystery before implementation. AFTER-TAX CONTRIBUTIONS 28 A Different Way to Save The ins and outs of adding a non-Roth option to a 401(k). INVESTMENTS 32 Next-Level Options How advisers can make strategies they know, work better. POST-RETIREMENT 36 New Territory for Income? Advisers and providers need to help solve the decumulation challenge. COMPLIANCE CONSULT 38 Compliance for Wealth Managers PTE 2020-02 cannot resolve all conflicts of interest. ERISA VISTA 39 If Caught Off Guard by A Failure Advisers can self-correct some violations of PTE 2020-02. Q&A 40 Larry E. Crocker On the role of fiduciary management and adviser support. planadviser.com July-August 2022 | 1 in every issue 2 publisher's note 4 data points 6 compliance news 10 trendshttp://www.planadviser.com