Just because they’re
retiring doesn’t mean s
their income has to.
ING’s Lifetime Income Protection program simplifies retirement planning.
Through a diversified investment approach that automatically
accumulates a guaranteed income payout in retirement,
we help turn your clients’ hard-earned savings into income for life.
ING’s solution offers target date asset allocation portfolios that include multi-manager funds to help build critical retirement
savings, followed by a competitive guaranteed payout for life provided by multiple leading insurers. Participants simply
choose how much to save, and the rest is automatic - investment through the appropriate portfolio, potential growth from
market gains, guaranteed income protected from market losses.
Help your clients feel more confident about their future by offering a program that ensures their retirement income is
protected and lasts throughout retirement.
For more information on ING’s Lifetime Income Protection Program, call 866.481.3653 option 4.
RETIREMENT
Your future. Made easier.®
For Financial Professional Use Only
The ING Lifetime Income Protection “portfolios” are target date asset allocation models through which amounts are invested in collective investment trust funds and, as the
portfolio’s target date approaches, multiple variable annuity contracts. All guarantees under the contracts are subject to certain conditions and limitations and to the claims-paying
ability of the issuing insurer. Withdrawing amounts allocated through the program may reduce or eliminate the Minimum Guaranteed Withdrawal Benefit (“MGWB”) associated
with amounts allocated to the contracts. The only expenses under the program are the fees and charges associated with the funds and the contracts. A portfolio is not an investment
separate from its allocation between the funds and contracts, is not an investment company and has not been registered with the Securities and Exchange Commission under the
Investment Company Act of 1940 or the Securities Act of 1933.
The contracts in which the ING Lifetime Income Protection Program invest are currently issued by AXA EQUITABLE LIFE INSURANCE COMPANY, New York, NY, policy form AE11-
GRIF (may vary by state), ING LIFE INSURANCE AND ANNUITY COMPANY, Windsor, CT, policy form G-GRIF- 11 (may vary by state) and NATIONWIDE LIFE INSURANCE COMPANY,
Columbus, OH, policy form VAC-0125AO (may vary by state). The individual account value under each contract will fluctuate and may be worth more or less than the original
amount allocated; however, any decreases in value due to market performance will not affect the MGWB guarantees of future retirement income. Each insurer is responsible only for
the obligations under its own contract, and all obligations under each contract is subject to certain limitations and restrictions and the claims paying ability of the issuing insurer.
Plan administrative services provided by ING Life Insurance and Annuity Company (“ILIAC”) or ING Institutional Plan Services, LLC (“IPS”). Securities distributed by ING Financial
Advisers, LLC (“IFA”) (member SIPC), ING Financial Partners, Inc.(“IFP”)(member SIPC) or other broker-dealers or selling firms with which there are appropriate selling agreements.
ILIAC, IPS, IFA and IFP are members of the ING family of companies. AXA Equitable Life Insurance Company and Nationwide Life Insurance Company are not affiliated with the ING
family of companies. May not be available in all states. © 2012 ING North America Insurance Corporation. 3022881.C.R C11-1206-010 (2/12)
