John Hancock has developed an innovative new feature that combines
the importance of the 401(k) with the security of guarantees – creating
a powerful combination for you.
Accessible Simple and enrollment supported
Affordable Guaranteed Income for Life feature costs only 35 bps*
Applicable Built for the 401(k) with portability solutions for participants
Guaranteed Income for Life – get this powerful combination
working for you today!
Give your clients the
power of a guarantee
in their 401(k).
*Additional cost of the Guaranteed Income for Life Rider. A Plan Trustee should consider the objectives,
risks, charges, and expenses of the investment options to which the feature applies and the limitations,
terms and conditions of the feature as set forth in the Lifetime Income Benefit Rider before selecting this
feature. An additional fee is charged for the guarantee.
Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business
under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts and recordkeeping
agreements are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and
John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state.
Guarantees of withdrawals provided under “Guaranteed Income for Life” are supported by the issuer's general
account and are subject to the claims paying ability of the issuer which does not apply to the investment
performance or safety of the underlying portfolios. Guarantees are subject to the limitations, terms, and
conditions set forth in the Rider. Note: Financial representatives should contact their supervising Broker-Dealer firm to find
out if their firm has approved the sale of the Guaranteed Income for Life feature. This contract feature may not be available in
all states, please contact your John Hancock representative for more information. © 2009 John Hancock. All rights reserved.
NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT INSURED BY ANY GOVERNMENT